Three-tier lending on XRPL. Post a Fixed or Negotiable pool, accept terms instantly, or let Smart Match auto-route your borrow request across the best available pools.
Fixed or Negotiable Pools
Lenders post pools with a set APR (Fixed) or open to counter-offers (Negotiable). You choose.
Smart Match
Tell us what you need. Smart Match auto-routes your borrow across multiple pools at the best blended rate.
On-Chain Settlement
Both sides sign XRPL EscrowCreate. Lock XRP collateral, receive RLUSD. Repay to release.
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